Frequently Asked Questions

Hisaab Kitaab is a multi-subdomain accounting platform designed for Indian users. It lets you track income, expenses, and budgets from your browser - no app download needed. From personal daily expenses to GST business management, schools, hospitals, hotels, and local shops.

Yes, you can sign up for free and receive 100 bonus tokens. Each entry costs just 1 token, so you can add 100 entries without spending anything. When you need more, affordable recharge plans start at just ₹10 for 750 tokens.

When you recharge your wallet (minimum ₹10), tokens are credited to your account. Each action (adding an entry, downloading a report) consumes a small number of tokens. 1 token per entry, 5 per report. Tokens never expire.

Absolutely. We use Argon2id password hashing, AES-256 encrypted backups, CSRF tokens on every form, Content Security Policy headers, HTTPS enforcement with HSTS, and rate limiting on all endpoints. Your data is stored in isolated databases per subdomain.

No! Hisaab Kitaab works entirely in your browser. It is designed with a mobile-first approach, so it works beautifully on phones, tablets, and desktops. You can even add it to your home screen for an app-like experience (PWA).

We use Razorpay for all payments, which supports UPI, credit cards, debit cards, net banking, and popular wallets like Paytm and PhonePe. All transactions are secured with HMAC-SHA256 webhook verification.

Yes! Every user gets a unique 11-digit invite code. Share it with friends - when they sign up using your code, both of you earn bonus tokens. There is no limit on how many people you can invite.

Account Merge (Family Mode) lets you merge your account with a family member using their 9-digit User Code. This allows shared visibility of financial data - useful for couples or families managing household expenses together.

You can generate detailed reports including expense breakdown by category, income trends over time, account-wise summaries, budget performance, and more. Reports are available as Excel (.xlsx) and PDF downloads.

We plan to launch education (School/College), health (Hospitals/Medical Shops), business (GST-registered businesses), hotel (Restaurants/Cafes), and shop (Local Kirana Shops) subdomains. Each will have its own tailored features and isolated database.